Aloha :)
$$C=\text{wrong Coding}\quad\,\quad;\quad p(C)=0,05$$$$S=\text{defective Surface}\quad;\quad p(S)=0,08$$$$P(C\land S)=0,03$$
$$\text{1)}\quad P(C\lor S)=P(C)+P(S)-P(C\land S)=0,05+0,08-0,03=0,1$$$$\text{2)}\quad P(C\oplus S)=P(C\lor S)-P(C\land S)=0,1-0,03=0,07$$